Housing Assistance’s founders saw a particular need in Henderson County for decent housing for residents with low incomes. Since 1988 we have expanded our services and currently offer the following programs that help realize that vision:
Self Help Housing offers opportunities for families to build their own home in Henderson County with no down payment and significant savings in construction costs. We ensure families are ready for the responsibility of homeownership through individual counseling. Over 110 families have already built a home “the sweat equity way.” Housing Assistance provides construction supervision and assistance to help move families from limited resources to prosperity. All homes are both Energy Star rated and certified as North Carolina Healthy Built Homes.
New Homes Home Ownership Program provides homeownership opportunities for people who do not have the time or are physically unable to work long hours on the construction of a home.
Rental Apartment Communities offer low-income residents in Henderson County a variety of affordable housing options. Residents may qualify for a rental subsidy and/or enroll in a savings plan designed to offset the costs of future home ownership.
Home Buyer Education Course is designed for people of any income level who dream of owning their first home. The course takes an in-depth look into the home ownership process and covers such topics as: budgeting, debt reduction, down payments, closing costs, home inspections, credit, savings, loan products, and working with real estate professionals, attorneys, and lenders. The class is offered six times each year and is taught in both English and Spanish.
Home Repair Program is funded by the United Way of Henderson County and private donations to eliminate health and safety hazards in the homes of people who have no other source or means. Using volunteer and contract labor, Housing Assistance is able to help many people remain in their homes rather than having to relocate or face eviction. Living assisted ramps are built by a volunteer ramp team and seriously deteriorating structures (involving major repairs) may qualify for loans through USDA-Rural Development.
Fall Prevention provides homeowners at high risk of falls with home modifications and education services to reduce fall risk. Falls are the leading cause of people leaving their homes and moving into assisted living and the program is designed to allow people to live independently and in their own homes for as long as possible.